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BMO Financial Group Senior Risk Policy & Governance Analyst, Consumer Credit (Chicago Area) in Naperville, Illinois


1200 E. Warrenville Road

Job Family Group:

Audit, Risk & Compliance

Are you a self starter with a passion for policy, governance and risk? Bank of Montreal is looking for a someone who enjoys reviewing policies and documentation, ensuring governance and communication with stakeholders. If you are a natural at communicating and building relationships, you will enjoy this role in this tight knit collaborative team. The ideal candidate will have financial industry experience or experience in policy and governance within a financial framework. We look forward to receiving your resume!

Mandate and Core Accountabilities

Provides subject matter expertise in the analysis, development, approval process, issuance and communication of Risk policy frameworks in alignment with standards. Writes, publishes and maintains policy documentation to achieve the desired business results and support corporate, compliance and/or regulatory requirements. Includes guidelines, standards, directives, operating procedures, and related documentation. Assists in execution of various strategic initiatives as well as preparation and coordination of materials to be presented in various Risk forums, such as Committees and Portfolio Focus Groups.

  • Creates, implements, and sustains guidelines, standard operating procedures and other documentation.

  • Initiates and coordinates review processes among stakeholders.

  • Identifies and eliminates gaps in current state of policies and procedural documentation.

  • Reviews documentation on a timely basis to ensure it is up to date, accurate, and complete.

  • Breaks down strategic problems, and analyses data and information to provide insights and recommendations.

  • Builds effective relationships with internal/external stakeholders; ensures alignment between stakeholders.

  • Monitors and tracks performance and addresses any issues.

  • Designs and produces regular and ad-hoc reports, and dashboards.

  • Identifies business needs, designs/develops tools and training programs; may include delivery of training to audiences.

  • Employs systems (e.g. to manage policy approvals, tracking reports, etc.) to manage information. ​

Grade-Specific Accountabilities


  • Develops solutions and makes recommendations based on understanding of the business strategy and stakeholder needs.

  • Provides advice and guidance to assigned business/group on implementation of solutions.

  • Acts as a trusted advisor for the designated group.

  • Influences and negotiates to achieve business objectives.

  • Recommends and implements solutions based on analysis of issues and implications for the business.

  • Assists in the development of strategic plans.

  • Identifies emerging issues and trends to inform decision-making.

Strategy/Strategic Initiatives

  • Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.

  • Analyzes the impact of projects related to regulatory compliance, transformation, system upgrades etc. on policies and procedures.

  • Assesses and reports the impact of changes to stakeholders.

Data / Analytics

  • Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.

Communication/Change Management

  • Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.

  • Leads or participates in defining the communication plan designed to positively influence or change behavior; develops tailored messaging; and identifies appropriate distribution channels.

Operational Management

  • Assists in obtaining required approval processes when implementing any changes.

  • Provides input into the planning and implementation of operational programs.

  • Creates, implements and sustains the guidelines, standard, operating procedures and other documentation.

  • Broader work or accountabilities may be assigned as needed.


  • Typically between 5 - 7 years of relevant financial industry experience and post-secondary degree in related field of study or an equivalent combination of education and experience.

  • In-depth knowledge of risk management, audit, compliance, and/or governance policy management.

  • In-depth knowledge of business and regulatory environment.

  • Deep knowledge and technical proficiency gained through extensive education and business experience.

  • Broad knowledge of re-engineering concepts.

  • Proven experience in MS Office, Visio and Adobe.

  • Demonstrated experience with SharePoint database application, execution, modification, maintenance and troubleshooting.

  • Project management skills – in-depth.

  • Deep knowledge and technical proficiency gained through extensive education and business experience.

  • Verbal and written communication skills - In-depth.

  • Collaboration & team skills - In-depth.

  • Analytical and problem solving skills - In-depth.

  • Influence skills - In-depth.

  • Data driven decision making - In-depth.

We’re here to help

At BMO Harris Bank we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO Harris Bank team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

To find out more visit us at

BMO Harris Bank is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO Harris Bank N.A. is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

BMO Financial Group Serving customers for 200 years and counting, BMO is a highly diversified financial services provider – the 8th largest bank, by assets, in North America. With total assets of $728 billion as of October 31, 2018, and a team of diverse and highly engaged employees, BMO provides a broad range of personal and commercial banking, wealth management and investment banking products and services to more than 12 million customers and conducts business through three operating groups: Personal and Commercial Banking, BMO Wealth Management and BMO Capital Markets.We serve Canadian clients through BMO Bank of Montreal®, our personal and commercial banking business, BMO Nesbitt Burns®*, one of Canada's leading wealth management firms, and BMO Capital Markets™, our North American investment and corporate banking division.In the United States, clients are served through BMO Harris Bank, a major U.S. Midwest personal and commercial bank, and BMO Private Bank, with wealth management offices across the United States, as well as BMO Capital Markets™, our North American investment and corporate banking division.We help our customers make money make sense by delivering the broadest range of financial services through a single point of contact. Our financial service professionals provide access to any services our customers require across the entire enterprise.