BMO Financial Group Senior Financial Analyst-Commercial Banking in Milwaukee, Wisconsin
790 N Water Street
Job Family Group:
Commercial Sales & Service
Senior Financial Analyst-Commercial Banking
Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the Bank. Support the entire commercial lending process from prospecting, proposal, prescreen, underwriting, due diligence, documentation prep, closing and monitoring. You will work closely with Relationship Managers, Portfolio Managers and customers on a large, complex commercial portfolio. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
Provides thorough and accurate financial analysis and risk assessment of new and existing customers operating in a variety of industries ranging from lower middle market to large publicly traded companies.
Monitors clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
Develops credit information to make lending decisions on new, renewal and extension loans.
Oversees preparation of concise, well-reasoned credit correspondence.
Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
Responsible for reviewing and maintaining credit files and compliance reviews.
Acts timely, efficiently and independently, taking ownership of client satisfaction.
Acts as the prime subject matter expert for internal/external stakeholders.
Regular exposure to other areas of the Bank/internal partners.
Partners with internal stakeholders for accurate, detailed client information.
Designs and produces regular and ad-hoc reports, and dashboards.
Participates in the development of financial models and other analytical tools to assist clients in evaluating capital structure.
Works independently and regularly handles non-routine situations.
Broader work or accountabilities may be assigned as needed.
May participate in customer/prospect calls and on-site customer visits with other internal stakeholders.
Typically 5+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
Formal Commercial Credit training preferred
Commercial Banking Analysis & Underwriting experience required; Equipment Finance experience a plus
Deep knowledge and technical proficiency gained through extensive education and business experience.
Excellent verbal & written communication skills.
Ability to collaborate and work well as part of a team
Excellent analytical and problem solving skills
We’re here to help
At BMO Harris Bank we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.
As a member of the BMO Harris Bank team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.
To find out more visit us at https://jobs.bmoharris.com.
BMO Harris Bank is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO Harris Bank N.A. is an equal opportunity/affirmative action employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
BMO Financial Group Serving customers for 200 years and counting, BMO is a highly diversified financial services provider – the 8th largest bank, by assets, in North America. With total assets of $728 billion as of October 31, 2018, and a team of diverse and highly engaged employees, BMO provides a broad range of personal and commercial banking, wealth management and investment banking products and services to more than 12 million customers and conducts business through three operating groups: Personal and Commercial Banking, BMO Wealth Management and BMO Capital Markets.We serve Canadian clients through BMO Bank of Montreal®, our personal and commercial banking business, BMO Nesbitt Burns®*, one of Canada's leading wealth management firms, and BMO Capital Markets™, our North American investment and corporate banking division.In the United States, clients are served through BMO Harris Bank, a major U.S. Midwest personal and commercial bank, and BMO Private Bank, with wealth management offices across the United States, as well as BMO Capital Markets™, our North American investment and corporate banking division.We help our customers make money make sense by delivering the broadest range of financial services through a single point of contact. Our financial service professionals provide access to any services our customers require across the entire enterprise.